Arizona has a flat 2.5% income tax in 2026 — calculate your Arizona tax, federal tax and FICA, and see your take-home pay.
What is the answer in brief?
Arizona has a flat 2.5% income tax in 2026. A single filer on $75,000 pays $1,473 Arizona tax, $7,670 federal tax and $5,738 FICA, keeping $60,119 a year ($5,010 a month, $2,312 biweekly) after the $16,100 standard deduction, for the 2026 tax year, filed in 2027, on wages.
Key takeaways
- Arizona income tax is a flat 2.5% in 2026, not a set of brackets.
- The Arizona standard deduction is $16,100 single / $32,200 married filing jointly, conforming to the federal amount for 2026.
- There is no general personal exemption in Arizona; it was repealed in 2019.
- Social Security benefits are fully exempt from Arizona tax, but this wage calculator does not model retirement income.
- FICA is Social Security 6.2% up to $184,500 (maximum $11,439) plus Medicare 1.45% on all wages, plus 0.9% additional Medicare only on wages over $200,000 single / $250,000 joint.
- The dependent credit, the 65-or-older exemption and the blind exemption are not modelled in this calculator; see the FAQs.
Arizona income tax at a glance, 2026
| Item | 2026 figure |
|---|---|
| Arizona income tax rate | Flat 2.5% since 2023 |
| Standard deduction | $16,100 single / $32,200 joint |
| General personal exemption | None, repealed 2019 |
| 65+ exemption $2,100 / blind $1,500 | Not modelled |
| Dependent credit $125 under 17 / $25 other | Not modelled, phases out above $200,000 AGI single / $400,000 joint |
| Social Security | Fully exempt |
| Federal standard deduction | $16,100 single / $32,200 joint |
| Social Security wage base | $184,500 |
What is the Arizona income tax rate in 2026?
Arizona charges a flat 2.5% on Arizona taxable income in 2026. There are no Arizona brackets to work through: every dollar of Arizona taxable income is taxed at 2.5%, so the Arizona marginal rate is also 2.5%. Arizona used a graduated system through 2021, moved to 2.55% and 2.98% rates in 2022, and has charged a flat 2.5% since 2023. That flat rate is unchanged for 2026. Arizona taxable income here is wages minus pre-tax deductions minus the Arizona standard deduction of $16,100 single / $32,200 joint.
What are the federal tax brackets for 2026?
Figures below are the upper limits of each 2026 federal ordinary-income bracket, under IRS Revenue Procedure 2025-32. Brackets apply to taxable income, after the standard deduction, not to gross salary, and they are marginal: only the dollars inside each bracket are taxed at that rate.
| Rate | Single | Married filing jointly |
|---|---|---|
| 10% | $12,400 | $24,800 |
| 12% | $50,400 | $100,800 |
| 22% | $105,700 | $211,400 |
| 24% | $201,775 | $403,550 |
| 32% | $256,225 | $512,450 |
| 35% | $640,600 | $768,700 |
| 37% | Over $640,600 | Over $768,700 |
How much take-home pay do I get in Arizona on $75,000?
Take a single filer earning $75,000 in wages in 2026, with no pre-tax deductions. Arizona taxable income is $75,000 − $16,100 = $58,900, and 2.5% of $58,900 is $1,473 (rounded half-up from $1,472.50). Federal tax is $7,670 and FICA is $5,738, so take-home pay is $75,000 − $1,473 − $7,670 − $5,738 = $60,119 a year, $5,010 a month and $2,312 biweekly.
How much take-home pay do I get in Arizona at every salary?
Single filer, 2026 tax year, filed in 2027, on wages, with no pre-tax deductions. Effective rate is total tax (federal, Arizona and FICA) divided by gross pay. Monthly and biweekly figures are take-home pay divided by 12 and 26.
| Gross | Federal | Arizona | FICA | Take-home | Effective | Monthly | Biweekly |
|---|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $348 | $2,295 | $25,937 | 13.5% | $2,161 | $998 |
| $50,000 | $3,820 | $848 | $3,825 | $41,507 | 17.0% | $3,459 | $1,596 |
| $75,000 | $7,670 | $1,473 | $5,738 | $60,119 | 19.8% | $5,010 | $2,312 |
| $100,000 | $13,170 | $2,098 | $7,650 | $77,082 | 22.9% | $6,424 | $2,965 |
| $150,000 | $24,734 | $3,348 | $11,475 | $110,443 | 26.4% | $9,204 | $4,248 |
| $200,000 | $36,734 | $4,598 | $14,339 | $144,329 | 27.8% | $12,027 | $5,551 |
At $200,000, FICA is $14,339, not $15,300, because Social Security stops at $184,500 of wages. Additional Medicare (0.9%) applies only to wages over $200,000 single, so it is $0 at exactly $200,000.
How does Arizona tax compare with federal tax?
Arizona tax and federal tax are separate charges on wages. Federal tax is the same in every state: 2026 federal brackets run from 10% to 37%, with a $16,100 single / $32,200 joint standard deduction. What changes by state is only the state line. In Arizona that line is a flat 2.5% of Arizona taxable income, after the Arizona standard deduction, so it is much smaller than the federal line at every salary in the table above, but it is not zero. Social Security benefits are fully exempt from Arizona tax, while they may still be partly taxable federally; this wage calculator does not model retirement income.
What is not included in this Arizona calculator?
- The Arizona dependent credit ($125 per dependent under 17 / $25 per other dependent, phasing out above $200,000 AGI single / $400,000 joint).
- The 65-or-older $2,100 exemption and the blind $1,500 exemption.
- The alternative minimum tax (AMT).
- Self-employment tax.
- The federal temporary $6,000 senior deduction (phases out above $75,000 / $150,000 MAGI).
- Local income tax: no claim is made about a local income tax, and local sales taxes are not modelled.
- Retirement income, including Social Security benefits, which are fully exempt from Arizona tax.
- Tax credits other than the effect of the standard deductions.
All figures on this page are for wages for the 2026 tax year, filed in 2027.
Frequently asked questions
What is the Arizona income tax rate in 2026?
Arizona charges a flat 2.5% on Arizona taxable income in 2026. The flat rate has applied since 2023. Before that, Arizona used a graduated system through 2021 and 2.55% and 2.98% rates in 2022.
What is the Arizona standard deduction for 2026?
The Arizona standard deduction conforms to the federal amount for 2026: $16,100 single / $32,200 joint, under A.R.S. §43-1041 and HB 4168, Laws 2026 ch. 140. The 2025 figures were $15,750 / $31,500, inflation-adjusted to the 2026 federal amounts.
Does Arizona have a general personal exemption?
No. Arizona has no general personal exemption; it was repealed in 2019. The standard deduction is the main amount subtracted before the flat 2.5% rate is applied in this calculator.
Is the Arizona dependent credit included in this calculator?
No. Arizona has a dependent credit of $125 per dependent under 17 and $25 per other dependent, phasing out above $200,000 AGI single / $400,000 joint, but it is not modelled here, so there is no dependents field. Your actual Arizona tax could be lower if you qualify for that credit.
Are the 65-or-older and blind exemptions included?
No. The $2,100 exemption for taxpayers aged 65 or older and the $1,500 blind exemption are not modelled in this calculator, and there is no age toggle. They are explained here only, so a filer who qualifies may pay less Arizona tax than this calculator shows.
Are Social Security benefits taxed in Arizona?
No. Social Security benefits are fully exempt from Arizona tax, under the subtraction in A.R.S. §43-1022. This is a context note only: this wage calculator does not model retirement income.
How is bonus pay taxed in Arizona?
Bonus pay is wages. It is taxed in Arizona at the same flat 2.5% rate, after the standard deduction, together with federal tax and FICA. Paycheck withholding on a bonus may look different, but the final calculation on total wages follows the same rules as other wages.
How do 401(k) contributions and health insurance premiums affect the result?
Health insurance premiums, entered monthly, are capped at gross pay and reduce both FICA wages and income-taxable income. A 401(k) contribution, entered annually and capped at gross pay minus health premiums, reduces income-taxable income only and never reduces FICA.
Do I need to file an Arizona tax return?
Most people with Arizona wage income file an Arizona return as well as a federal return for the 2026 tax year, filed in 2027. This calculator does not determine your filing requirement; check the Arizona Department of Revenue filing requirements for your situation.
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Disclaimer and sources
Estimate only, not tax advice. All figures are for wages for the 2026 tax year, filed in 2027. Sources: IRS Revenue Procedure 2025-32 (2026 federal brackets and standard deduction); A.R.S. §43-1041 (Arizona standard deduction); A.R.S. §43-1022 (Social Security subtraction); HB 4168, Laws 2026 ch. 140 (Arizona standard deduction set to the federal amounts).
By Nabil Sharif, founder of CalcDune. This page explains Arizona's 2026 wage rules in plain terms and provides an estimate only; it is not tax advice.