Your take-home pay depends on where you live. These state-aware calculators use your state's own 2026 rates — not the national average — plus federal tax and FICA, so you see the number that actually lands in your bank.
Live state calculators
Why does your state change your take-home pay?
Federal tax is the same in every state. State tax is not: some states charge nothing on wages, some charge a flat rate, and some charge progressive rates that rise with income. Two people on the same $75,000 salary can therefore keep different amounts, and a national calculator that ignores your state cannot show that difference. Each calculator on this page uses that state's own 2026 rules, and states its exclusions (credits, local/city tax, AMT, self-employment tax) on the page itself.
FAQs
Do all states have an income tax?
No. Florida and Texas are among the states with no personal income tax on wages. Other states charge a flat rate or progressive rates. This page lists only calculators that are live; more states are added as their 2026 rates are verified.
Which calculator should I use if I moved states during the year?
Use the calculator for the state where you lived and worked for the full year. Partial-year and multi-state rules are not modelled; the calculator assumes one state for the full 2026 tax year.
Are these calculators the same as the national income tax calculator?
No. The national calculator uses federal rules only. State calculators add your state's own 2026 rates, deductions and exemptions, so the state tax line and the take-home pay are state-specific.
Do the calculators include local or city tax?
No. Local and city taxes, such as New York City tax or Detroit city tax, are excluded and stated on each state page. If your city charges income tax, your take-home pay will be lower than shown.
Are the results exact?
No. Results are estimates for 2026, before credits, itemized deductions, retirement contributions and health-insurance deductions. They are not tax advice.
When are the 2026 figures updated?
Figures are for tax year 2026, filed in 2027, from IRS Revenue Procedure 2025-32 and each state's own 2026 guidance. They are reviewed annually; a new tax year replaces them.
