Texas has no state income tax on wages in 2026 — calculate federal tax plus FICA only, and see your take-home pay.
Use the calculator ↓Enter your wages above and click Calculate. Results are an estimate only, not tax advice.
Direct answer: Texas has no state income tax on wages in 2026. A single filer earning $75,000 a year pays $0 to Texas, $7,670 in federal income tax and $5,738 in FICA, keeping $61,592 a year — $5,133 a month or $2,369 every two weeks. Texas residents still file a federal return; they file no Texas income tax return.
Key takeaways:
- Texas state income tax on wages in 2026: $0 (all income levels).
- Federal tax still applies: 10% to 37% brackets, standard deduction $16,100 single / $32,200 married filing jointly (IRS Rev. Proc. 2025-32).
- FICA: 6.2% Social Security on wages up to $184,500 (max $11,439) + 1.45% Medicare on all wages + 0.9% additional Medicare over $200,000.
- No Texas city or county income tax exists.
- The no-tax rule is constitutional (Texas Constitution, Art. VIII, Sec. 24-a, added by voters in 2019), not an ordinary statute.
Texas at a glance
| Item | Texas, 2026 |
|---|---|
| State income tax rate on wages | 0% |
| State standard deduction | None (no state tax to deduct from) |
| State income tax return for wages | None required |
| Local / city income tax | None |
| Franchise tax (business tax, not a wage tax) | Applies to businesses, not wages |
| State sales tax (context only, not a paycheck deduction) | 6.25%, plus local up to 2% (maximum combined 8.25%) |
| Federal standard deduction | $16,100 single / $32,200 joint |
| Social Security wage base, 2026 | $184,500 |
Does Texas have a state income tax?
Texas has no personal income tax on wages — no state withholding, no state return for wage income, and no state brackets to look up. That is why a Texas take-home calculation is federal tax plus FICA only. Texas does have a franchise tax, but that is a business tax, not a tax on an employee’s wages, and it is not included here. The advantage is real but often overstated: federal tax and FICA are the same in Texas as anywhere else, so the saving versus a high-tax state is only the state slice, not the whole tax bill.
What are Texas’s income tax brackets in 2026?
There is no state bracket table for this state in 2026 — the state rate on wages is 0%.
There is no state bracket, deduction, or exemption to apply in Texas for wage income in 2026 — the state line is $0 at every income level.
Federal brackets still apply in Texas. The 2026 federal ordinary-income brackets are:
| Rate | Single | Married filing jointly |
|---|---|---|
| 10% | $0-$12,400 | $0-$24,800 |
| 12% | $12,401-$50,400 | $24,801-$100,800 |
| 22% | $50,401-$105,700 | $100,801-$211,400 |
| 24% | $105,701-$201,775 | $211,401-$403,550 |
| 32% | $201,776-$256,225 | $403,551-$512,450 |
| 35% | $256,226-$640,600 | $512,451-$768,700 |
| 37% | Over $640,600 | Over $768,700 |
2026 federal ordinary-income brackets, IRS Revenue Procedure 2025-32. Brackets apply to taxable income (after the standard deduction), not to gross salary. Brackets are marginal: only the dollars inside each bracket are taxed at that rate.
How much take-home pay do I get in Texas on $75,000?
Take a single filer earning $75,000 in wages in 2026, with no dependents and no credits. Federal taxable income is $75,000 minus the $16,100 federal standard deduction = $58,900, which gives federal tax of $7,670. State tax is $0. FICA at the 7.65% estimate is $5,738. Take-home pay is therefore $61,592 before any 401(k), health insurance, or other paycheck deductions. That worked example is an estimate, not a tax return — credits, local tax, and other deductions are excluded, as stated below.
How much take-home pay do I get in Texas at every salary?
The table below is for a single filer in 2026, with the Social Security cap applied.
| Gross | Federal | FICA | Texas | Take-home | Effective | Monthly | Biweekly |
|---|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $0 | $26,285 | 12.4% | $2,190 | $1,011 |
| $50,000 | $3,820 | $3,825 | $0 | $42,355 | 15.3% | $3,530 | $1,629 |
| $75,000 | $7,670 | $5,738 | $0 | $61,592 | 17.9% | $5,133 | $2,369 |
| $100,000 | $13,170 | $7,650 | $0 | $79,180 | 20.8% | $6,598 | $3,045 |
| $150,000 | $24,734 | $11,475 | $0 | $113,791 | 24.1% | $9,483 | $4,377 |
| $200,000 | $36,734 | $14,339 | $0 | $148,927 | 25.5% | $12,411 | $5,728 |
$200,000 FICA is $14,339, not $15,300, because Social Security stops at $184,500 of wages. Additional Medicare (0.9%) applies only to wages OVER $200,000, so it is $0 at exactly $200,000.
How does Texas tax compare with federal tax?
Federal tax is the same in every state: 2026 federal brackets run 10% to 37%, with a $16,100 single / $32,200 joint standard deduction. What changes by state is only the state line — its rate, its deduction or exemption, and whether the state has any income tax at all. That is why two workers on the same $75,000 salary can take home different amounts in different states, even though their federal tax is identical.
Why does Texas have no income tax?
Article VIII, Section 24-a of the Texas Constitution, added by voters in November 2019 (Proposition 4), flatly prohibits the legislature from taxing the net incomes of individuals. Removing it would require a constitutional amendment: a two-thirds vote in both chambers of the Texas Legislature plus a majority vote from Texas voters. Instead Texas funds government mainly through sales tax, property tax and the franchise tax on businesses — none of which is deducted from an employee’s paycheck as income tax. Texas also has no state estate or inheritance tax.
What does this Texas calculator not include?
Tax credits, local or city income tax, the alternative minimum tax, self-employment tax, capital gains, retirement income, and paycheck deductions such as 401(k) contributions or health insurance. If any of those apply to you, your actual liability will differ from this estimate.
Frequently asked questions
How much Texas income tax will I pay?
Use the calculator above with your gross wages and filing status. It applies the 2026 federal brackets and the Texas rules described on this page, then shows federal tax, state tax, FICA, and take-home pay separately.
What is the Texas income tax rate in 2026?
Texas has no personal income tax on wages — no state withholding, no state return for wage income, and no state brackets to look up.
Is this calculator exact?
No. It is an estimate for wages only, using the standard deduction or exemption shown. It excludes tax credits (except where noted), local or city tax, the alternative minimum tax, self-employment tax, and other deductions. Use it to plan, not to file.
How is this different from the national income tax calculator?
The national calculator on CalcDune uses federal rules only. This page adds the state layer for Texas, so the state tax line — and therefore take-home pay — reflects this state’s 2026 rules.
Do I still file a federal return if I live in Texas?
Yes. No state income tax does not mean no federal tax — you still file a federal return and pay federal income tax and FICA.
Do Texas rates change every year?
Yes. Brackets, rates, and deductions are adjusted or legislated each year. This page is for tax year 2026 (income earned in 2026, filed in 2027). Do not use 2026 figures for a different tax year without checking the new schedule.
Do I pay tax on a bonus in Texas?
Texas takes $0 from a bonus. Federal withholding on a supplemental wage payment such as a bonus is generally a flat 22% for federal income tax, plus FICA. The final federal tax is settled on your annual return.
Do I need to file a tax return in Texas?
No Texas income tax return is required for wage income, because Texas imposes no personal income tax. You must still file a federal return (Form 1040) if your income meets the IRS filing threshold.
Does the calculator include the extra standard deduction for age 65 or blindness?
No. The calculator uses the standard deduction only: $16,100 single / $32,200 joint for 2026. Taxpayers 65 or older (or blind) get an additional $2,050 (single) or $1,650 per qualifying spouse (joint) on their federal return, so their federal tax may be lower than shown.
Disclaimer: Estimate only, not tax advice. Figures are for tax year 2026 (income earned in 2026, filed in 2027), from the sources below. Check the official schedule before filing, and consult a tax professional for your situation.
Sources: IRS Revenue Procedure 2025-32 (2026 federal brackets and standard deduction); Texas 2026 schedule as verified Oct 31, 2026 in data-verified-2026.json — see that file for the agency source per figure. Tax Foundation 2026 tables were used only as a structure cross-check, not as the source for 2026 schedules that changed after its February/April 2026 snapshot.
Internal links: National Income Tax Calculator · National Salary Take-Home Paycheck Calculator · State Income Tax Calculators
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